BitPay vs Zengo
Side-by-side comparison of fees, features, integrations, and more
| Feature | BitPay | Zengo |
|---|---|---|
| Transaction Fee | 2% | 0% |
| No KYC | No | No |
| Non-Custodial Mode | No | Yes |
| API Available | Yes | No |
| Avg. Rating | ||
| Year Founded | 2011 | 2018 |
| Overall Score | 50/100 | 56/100 |
BitPay vs. Zengo: Which one is better?
Zengo Wins
Verdict
Zengo leads in 4 out of 6 comparable categories. However, BitPay may still be the better choice depending on your specific requirements. Always evaluate based on your business needs.
Frequently Asked Questions
BitPay and Zengo are both crypto payment processors but differ in fees, features, and integrations. BitPay charges 2% per transaction. Zengo charges 0% per transaction and offers both custodial and non-custodial modes. BitPay is based in USA while Zengo is based in Israel.
BitPay charges 2% per transaction, while Zengo charges 0%. Both should be evaluated based on your expected transaction volume and business needs.
BitPay supports Shopify, WooCommerce, PrestaShop, Magento plugins and provides an API. Zengo supports no major e-commerce plugins. The ease of integration depends on your platform and technical requirements.
Both BitPay and Zengo support major cryptocurrencies. BitPay operates in custodial mode only. Zengo offers both custodial and non-custodial modes for broader token support. Check each provider's documentation for the full list of supported assets.
For small businesses, key factors are low fees and easy setup. BitPay charges 2% with no setup fee. Zengo charges 0% with no setup fee. Consider which platform integrations you need when making your decision.
For large businesses, reliability, integration depth, and API access matter most. BitPay has a score of 50/100, offers a full API, and supports Shopify, WooCommerce, PrestaShop, Magento. Zengo has a score of 56/100. Evaluate based on your platform requirements and expected transaction volume.
BitPay has a dedicated WooCommerce plugin available. Zengo does not have a WooCommerce plugin. Choose the provider with native WooCommerce support for the easiest setup.
Settlement speed depends on the cryptocurrency network and each provider's processing. Both BitPay and Zengo process payments on-chain, so confirmation times are similar for the same blockchain. The main difference is in fiat conversion and withdrawal processing times, which vary by provider and region.
BitPay operates in custodial mode only, founded in 2011. Zengo offers both custodial and non-custodial modes for maximum flexibility, founded in 2018. Both providers implement standard security practices. Non-custodial options generally offer more security as funds are not held by a third party.
Customer support quality can be assessed through third-party review platforms. BitPay has a Trustpilot profile and a G2 profile where you can read user reviews. Zengo has a Trustpilot profile and a G2 profile for community feedback. We recommend checking these platforms for the most up-to-date support reviews.