BitPay vs Zeno Bank
Side-by-side comparison of fees, features, integrations, and more
| Feature | BitPay | Zeno Bank |
|---|---|---|
| Transaction Fee | 2% | 0.1% |
| No KYC | No | Yes |
| Non-Custodial Mode | No | Yes |
| API Available | Yes | Yes |
| Avg. Rating | ||
| Year Founded | 2011 | 2025 |
| Overall Score | 50/100 | 87/100 |
BitPay vs. Zeno Bank: Which one is better?
Zeno Bank Wins
Verdict
Zeno Bank leads in 5 out of 6 comparable categories. However, BitPay may still be the better choice depending on your specific requirements. Always evaluate based on your business needs.
Frequently Asked Questions
BitPay and Zeno Bank are both crypto payment processors but differ in fees, features, and integrations. BitPay charges 2% per transaction. Zeno Bank charges 0.1% per transaction and offers both custodial and non-custodial modes. BitPay is based in USA while Zeno Bank is based in Samoa.
BitPay charges 2% per transaction, while Zeno Bank charges 0.1%. Both should be evaluated based on your expected transaction volume and business needs.
BitPay supports Shopify, WooCommerce, PrestaShop, Magento plugins and provides an API. Zeno Bank supports WooCommerce, PrestaShop plugins and provides an API. The ease of integration depends on your platform and technical requirements.
Both BitPay and Zeno Bank support major cryptocurrencies. BitPay operates in custodial mode only. Zeno Bank offers both custodial and non-custodial modes for broader token support. Check each provider's documentation for the full list of supported assets.
For small businesses, key factors are low fees and easy setup. BitPay charges 2% with no setup fee. Zeno Bank charges 0.1% with no setup fee and does not require KYC. Consider which platform integrations you need when making your decision.
For large businesses, reliability, integration depth, and API access matter most. BitPay has a score of 50/100, offers a full API, and supports Shopify, WooCommerce, PrestaShop, Magento. Zeno Bank has a score of 87/100, offers a full API, and supports WooCommerce, PrestaShop. Evaluate based on your platform requirements and expected transaction volume.
BitPay has a dedicated WooCommerce plugin available. Zeno Bank has a dedicated WooCommerce plugin available. Both offer WooCommerce plugins, so setup should be straightforward for either.
Settlement speed depends on the cryptocurrency network and each provider's processing. Both BitPay and Zeno Bank process payments on-chain, so confirmation times are similar for the same blockchain. The main difference is in fiat conversion and withdrawal processing times, which vary by provider and region.
BitPay operates in custodial mode only, founded in 2011. Zeno Bank offers both custodial and non-custodial modes for maximum flexibility, founded in 2025. Both providers implement standard security practices. Non-custodial options generally offer more security as funds are not held by a third party.
Customer support quality can be assessed through third-party review platforms. BitPay has a Trustpilot profile and a G2 profile where you can read user reviews. Zeno Bank has a Trustpilot profile for community feedback. We recommend checking these platforms for the most up-to-date support reviews.