Mercuryo vs BTCPay Server
Side-by-side comparison of fees, features, integrations, and more
| Feature | Mercuryo | BTCPay Server |
|---|---|---|
| Transaction Fee | 3.95% | 0% ($10/month) |
| No KYC | No | Yes |
| Custodial Mode | Yes | No |
| Non-Custodial Mode | No | Yes |
| API Available | Yes | Yes |
| Avg. Rating | ||
| Year Founded | 2018 | 2017 |
| Overall Score | 22/100 | 77/100 |
Mercuryo vs. BTCPay Server: Which one is better?
BTCPay Server Wins
Verdict
BTCPay Server leads in 6 out of 7 comparable categories. However, Mercuryo may still be the better choice depending on your specific requirements. Always evaluate based on your business needs.
Frequently Asked Questions
Mercuryo and BTCPay Server are both crypto payment processors but differ in fees, features, and integrations. Mercuryo charges 3.95% per transaction. BTCPay Server charges 0% per transaction and offers both custodial and non-custodial modes. Mercuryo is based in United Kingdom while BTCPay Server is based in USA.
Mercuryo charges 3.95% per transaction, while BTCPay Server charges 0%. Both should be evaluated based on your expected transaction volume and business needs.
Mercuryo supports no major e-commerce plugins and provides an API. BTCPay Server supports WooCommerce, PrestaShop, Magento plugins and provides an API. The ease of integration depends on your platform and technical requirements.
Both Mercuryo and BTCPay Server support major cryptocurrencies. Mercuryo operates in custodial mode only. BTCPay Server offers both custodial and non-custodial modes for broader token support. Check each provider's documentation for the full list of supported assets.
For small businesses, key factors are low fees and easy setup. Mercuryo charges 3.95% with no setup fee. BTCPay Server charges 0% with no setup fee and does not require KYC. Consider which platform integrations you need when making your decision.
For large businesses, reliability, integration depth, and API access matter most. Mercuryo has a score of 22/100, offers a full API. BTCPay Server has a score of 77/100, offers a full API, and supports WooCommerce, PrestaShop, Magento. Evaluate based on your platform requirements and expected transaction volume.
Mercuryo does not have a WooCommerce plugin. BTCPay Server has a dedicated WooCommerce plugin available. Choose the provider with native WooCommerce support for the easiest setup.
Settlement speed depends on the cryptocurrency network and each provider's processing. Both Mercuryo and BTCPay Server process payments on-chain, so confirmation times are similar for the same blockchain. The main difference is in fiat conversion and withdrawal processing times, which vary by provider and region.
Mercuryo operates in custodial mode only, founded in 2018. BTCPay Server offers both custodial and non-custodial modes for maximum flexibility, founded in 2017. Both providers implement standard security practices. Non-custodial options generally offer more security as funds are not held by a third party.
Customer support quality can be assessed through third-party review platforms. Mercuryo has a Trustpilot profile where you can read user reviews. BTCPay Server has a Trustpilot profile and a G2 profile for community feedback. We recommend checking these platforms for the most up-to-date support reviews.